Planning a Home Renovation: Order, Budget and Surprises
Resource guide | 8 min read

Planning a Home Renovation: Order, Budget and Surprises

How to plan a renovation well: setting goals, looking at condition, choosing the order of work, budgeting for surprises and living through it.

Set goals

Start with what bothers you and what you want. Is it a dark kitchen, a cramped bath, a layout that does not work or an exterior that feels tired? Rank the goals so you know what to protect if the budget tightens.

Homeowners in Nashville often find that two or three changes, such as opening a wall and improving light, transform a house.

Think about how long you plan to stay, since it affects how much to invest.

A careful survey is the foundation of a good renovation. Record structure, utilities and finishes so the design responds to what is actually there rather than to assumptions.

Know the condition

Before designing, learn what shape the house is in: structure, roof, moisture, wiring, plumbing and heating and cooling. A condition assessment can reveal issues that change the plan.

Older homes in particular may hide surprises behind walls.

It is better to know early than to discover problems after demolition.

Rank the problems you want to solve. Leaks, poor layouts and outdated systems often matter more than finishes, and fixing them first protects the rest of the investment.

Choose the order

The order of work matters. Structure and roof come first, then rough systems, then insulation and walls, then finishes. Doing things out of order leads to tearing out new work.

A whole-house plan, even if built in phases, keeps each step in the right place.

We help you sequence the work and decide what to do now and what can wait.

Check which walls are load-bearing before you fall in love with an open plan. Beams, posts and new footings are common in wall removal and need engineering.

Budget and contingency

Renovation budgets need more cushion than new construction because of unknowns. A contingency of ten to twenty percent of construction cost is common, and older or more complex houses may call for more.

Include design fees, permits, temporary housing, storage and finishes.

Ask your builder to list allowances clearly.

Expect to find surprises behind walls in older buildings. A realistic allowance and a flexible plan make these moments much less stressful.

Permits and rules

Many renovations need permits, especially when structure, systems or the exterior change. Historic districts and HOAs may need approval before you start.

Work done without permits can cause problems when you sell or insure.

We prepare drawings that show your plan clearly for review.

Choose materials that suit the age and character of the house. New work that respects the old usually feels more settled and ages more gracefully.

Living through it

Plan for dust, noise and disruption. Decide whether to move out or stay, and create a temporary kitchen or bath if needed. Keep valuables and children safe from work areas.

Regular communication with your builder helps. A weekly walk-through keeps everyone informed.

Expect the last ten percent to take time.

Consider doing the work in phases if the budget is tight. A good master plan lets each phase fit with the next so nothing needs to be redone.

Our advice in one sentence

Rank your goals, learn the condition of the house, plan the order of work and keep a real contingency for surprises.

Questions

Quick answers.

Should I renovate all at once or in phases?

Either can work. A whole-house plan keeps phases coordinated.

How much contingency should I set aside?

Many owners set aside ten to twenty percent of construction cost, and more for older homes.

Do I need to move out?

Sometimes. It depends on the scope and your tolerance. We discuss options early.

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